Credit On Point Do it Yourself Credit Repair System Review – Does it Even Work?

Credit On Point Do it Yourself Credit Repair System Review tells a passionate tale of how an ordinary individual can improve his credit ratings in a jiffy.

This is a program that has been devised with the main intent of allowing you to repair your bad credit in as less as 7 business days.

This is a very short time frame for resolving past due debt related issues that may have blacklisted your credit ratings. Nonetheless, the creator of this course Jerry claims that this seemingly impossible feat can be accomplished in as less as a week.

This write-up clarifies that this course uses certain proven tactics that can allow you to improve your bad credit score in a jiffy.

While these secret methods are mentioned in the guide, unless you follow them in their complete entirety, you cannot hope to achieve success.

Credit On Point eBook Highlights:

1) This system contains a simple trick using which you can easily hope to remove almost 50% of your accounts that are non-verified in nature.  

2) There are several unverified products that are included in your credit report. This guidebook teaches you just how you can remove them from your report and thus, improve your credit ratings.

3) This guide also teaches you what a credit sweep is all about. When you learn how to make use of this technique, you can increase your credit score at warp speed.

4) This is an affordable guide which is presented to you in the form of an eBook. It costs $97 but for a limited time period, a specially discounted price allows you to take home this eBook for a meager sum of $47.

The Four Step Resolution Strategy:

>>> When you make use of this online method, you have the distinct advantage of getting hold of your credit report for free. You are taught a trick using which, you can avail your credit report from the credit bureau without shelling out a single penny in the act. Normally, you pay $1000 + for achieving that goal.

>>> Once you have gone through the digital guide, you have the distinct advantage of initiating the dispute process with the credit bureaus in a positive manner.

>>> This review categorically states that when you use the guide’s letters, they work in your favor. Within two to four weeks of dispatching these letters, you get a positive reply from the credit bureaus.

>>> Last but not the least, your score shall increase considerable within a month of dispatching the letters to the credit bureau. You can reach the 720 point target as well.

Main Features of the Credit on Point Do it Yourself Credit Repair System

While compiling the write-up, I (LeanAndFit research team) identified the following features to be the highlights of this course:

@ Repair Mechanics that Always Work

 This eBook contains certain legal strategies that compel credit bureaus to remove information that is outdated, unverified as well as inaccurate from your report. Only when you know how to proceed legally would these items be removed from your credit reports.

@ Access to the Dispute Library

 There is a wide array of dispute letters that have been listed within this guide. These letters ensure that you are able to pick a letter that is conducive to a particular debt related matter that is in sync with your issue. This library permits you to resolve debts of various kinds.

@ The Compliance Factor

This digital guidebook keeps you up to date with the laws that govern debt collection. In case the debt collection agencies are violating the law while collecting the debt from you, you would be able to catch that act and penalize the system. This way, you can earn money from the debt collecting agencies as well as from the credit bureau.

@ Increase Your Credit Score

There are ways and means of increasing your FICO score to 700+ in as less as 3 months by involving a set of lenders as well as venders. These tricks are clearly mentioned and explained in a step-by-step manner in this digital book. 

@ Help Via Social Media Platform

 This method has a dedicated Facebook page that permits you to ask questions and ensure that you get answers to your queries via the group. You can also seek answers pertaining to credit repair from experts.

@ The Expert Help

There are several credit repair experts that are part of the Credit On Point Do it Yourself Credit Repair System panel. You can directly approach them and seek their advice for fixing your credit issues.

The Benefits:

1) Get a Glimpse of Your Credit Report

 First and foremost, you have the ability to get a glimpse of your credit report without actually paying for it. There is a technique using which, you can easily hope to get hold of a report and ensure that you are able to check all the entries that have been made into it.

2) Identify Incorrect Entries

 The very second step is to identify bad entries and have them removed from your system. Believe it or not, there are several such entries within your credit report that are incorrect, inaccurate and absolutely rubbish. They are simply spoiling your credit rating and stopping you from achieving a high credit score.

3) Increase Your Credit Score

 The methods that are revealed by the experts permit you to increase your credit score at warp speed. Your credit ratings have the ability to increase dramatically in as less as a month. All you need to do is follow the strategy mentioned in this guide.

4) Get Loans at Dirt Cheap Interest Rates

 When your credit ratings increase, you have the added advantage of availing loans for a new car or a new home at dirt cheap interest rates.

5) Money Security

Your money is kept absolutely safe and secure. Credit on Point Do it Yourself Credit Repair System Review clarifies that this course is backed by a 60 day full money back warrantee. The buyer can ask for a complete refund within this time period if he is not completely satisfied with the contents of this eBook.

Any Drawbacks of this eBook?

1) Work from Home Aspect

 You would be required to work from home if you are aspiring to improve your credit ratings. This is an eBook, which in turn implies that you need to sit at home and study the strategies all alone. No teacher or a guide shall help you in this aspect.

2) Not a Permanent Solution 

This guide book cannot be termed as a permanent solution to your credit woos. While this may help you resolve your current credit related issues, if you continue to treat your expenses in a casual manner, you would again land up in trouble.

What Do You Get with this Course?

@ You get an eBook that teaches you how to identify mistakes in your credit report and the ways and means of getting rid of those errors.

@ You are taught to gauge whether the collection agencies are complying with the laws established by the FCRA as well as the FDCPA.

@ The ability to access the Facebook page of the website wherein you get to interact with like-minded debtors.

@ You learn how to protect your personal information and how to stop credit bureaus from misusing it.

@ There is a provision of using various kinds of dispute letters that would help in getting your credit related dispute resolved in a jiffy.

@ Certain bonus tips such as knowledge on ‘credit sweep’ and how you can resolve your debt legally is also provided in this course.

What are the Top 8 Ways to Repair Bad Credit on Your Own?

A quick look at the top 8 tips to get your finances back on track:

Tip # 1:

You need to first get to know your credit scores accurately. This can be done via the means of getting hold of your credit report. Unless you have a first had look at the entries of your credit report, you cannot start working to fix them.

Tip # 2:

The next step is to identify all those entries in your credit report that are ruining your scores. If any entry has been wrongfully entered in your credit report then, you need to identify it. Thereafter, you need to dispute these entries with the three credit reporting agencies.

Tip # 3:

Rather than shutting down your bank accounts (that are not in use often), you need to allow them to function. This is because when your accounts are permitted to run, they influence your credit scores to rise. You might as well like to hire the services of a credit repair attorney.

Tip # 4:

You need to start paying all your dues in a timely manner. This in turn implies that all the past due loans (home loan, car loan, credit card bills etc.) need to be paid on or before the due date. When you do this for a prolonged time period, your credit score is bound to increase.

Tip # 5:

You can club several past due payments into a single payment. This is also termed as debt consolidation. When you do this, your credit utilization is dramatically reduced. Moreover, your credit card may be used for paying off your consolidate debt.

Tip # 6:

In order to improve your credit score, you need to avoid going over the limit of your credit card. In fact, you should use way less than your maximum limit. For example, if your credit card has a limit of $5000 then, use only $1500 or less. This in turn implies that your credit utilization is minimized. The end result is a far better credit score in a short time span.

What are the Negative Items in Your Credit Report that You can Dispute?

# You can dispute any personal information that has been incorrectly incorporated into your credit report. For example, if your address is incorrect, you can dispute the same and have it corrected.

# Any account that has been closed by the provider but is listed as closed by you, needs to be disputed. This has a negative impact onto your credit scores.

# Any information related to your credit that has been incorrectly entered into your report can be disputed. It could be as simple as an incorrect entry related to your credit card payment.

# If you feel that any other person or party has wrongfully sabotaged your credit activities then, such an act needs to be reported to the credit bureaus. This is also known as credit card frauds. If you fail to deal with these then, your credit report shall have a negative rating (for no fault of yours).

# In case you have duplicate entries or missing accounts that have been wrongfully entered in your credit reports then, you have all the right to dispute these.

# If you have not had any foreclosure or bankruptcies yet they are appearing on your credit report then, you can dispute these. Even incorrect payment entries related to your past dues need to be reported to the credit bureaus and disputed.

Does it Really Work?