The Attorney’s Guide to Credit Repair Review seeks Answers to the following questions:
>>> Can your credit report be improved at warp speed?
>>> Is it really necessary that your negative credit score requires 7 to 10 years to become better?
>>> Is it possible that you improve your existing credit ratings in as less as 60 days?
>>> Would it be possible for you to resolve your credit problems in as less as 10 minutes?
>>> Can The Attorney’s Guide to Credit Repair add 275 points thereby improving your FICO score?
>>> Does Hiring a Credit Repair Lawyer Really Fix Your Bad Credit?
The answers to all the above questions apart from the second question are an astounding ‘yes’. It is very difficult to answer the second question because there is absolutely no guarantee whatsoever that your negative credit score would improve even if you let it sit idle for a period of 10 years.
The Attorney’s Guide to Credit Repair Review
Name of the Product: The Attorney’s Guide to Credit Repair
Name of the Creator: David Shaprio
Type of Product: Digital Guide
What is it Used For: Helps You Repair Bad Credit Fast
Unique Selling Point: Simple 3 Step Method to Repair Bad Credit Fast
Bonus Offers Included: Yes, 8 in Total
Price of this Product: $37
Is This a One Time Payment: Yes
Full Satisfaction Guarantee: Yes, for 60 Days
User Feedback: Extremely Positive
LeanAndFit Reviewer Feedback: Positive
Points I Have Covered:
1) A Brief about the Author of this Course
2) Importance of a Good Credit Score
3) Finer Points of Attorney’s Guide to Credit Repair Guide
4) The Course Material and Bonus Offer included in this Course
5) Pros and Cons of Attorney’s Guide to Credit Repair eBook
6) Does Hiring a Credit Repair Lawyer Really Fix Your Bad Credit?
7) What is My Take on the Attorney’s Guide to Credit Repair Review
A Brief about the Author of this Course
The creator of this course is David Shaprio Esq. He is a lawyer who specializes in debt settlement and debt repair. His practice is flourishing and his success rate is outstanding. It has led him to be considered the country’s leading debit and credit repair guy.
Good credit has its own distinct advantages. It can allow you to purchase a new car, a new home, get you a better interest rate on your vehicle or home and allow you to purchase new items on credit without any glitch.
David Shaprio Esq is well aware of all the legal loopholes as well as the legal strategies that are required to repair your bad credit in a jiffy.
Well, here is how it all works –
When you become associated with David Shaprio Esq’s firm, you get to access his flawless system, using which, you file reports to all the credit union agencies. After a period of 30 days from the date when you posted the letters to Trans Union, Equifax and Experian, you get a reply that simply leaves you ecstatic – apparently, all your negative credit inputs have been permanently deleted.
When your FICO score takes a positive incline, you are able to purchase those things that you always desired without facing any sort of hassle in the act. David has been helping improve their credit ratings for the past 28 years and he has had ample success with it.
So basically, you can trust David when the question revolves around improving your credit ratings.
How Much Does it Cost to Hire David Shaprio Esq?
First, you need to know that hiring a professional credit repair company costs you anywhere above $1000. Nonetheless, when you hire the services of David, you do not need to shell out large amounts of money. The Attorney’s Guide to Credit Repair PDF would cost you a meager $37 (the original price of this guide is $67 but there is a special discount applicable on it).
If you hire David as an attorney, you need to shell out a flat fee of $1299. So, it is better to opt for the guidebook. The success rate of the letters drafted by David is almost 98%. This means, 98% of the time, your bad credit is transformed into good credit.
With the aid of these professionally drafted letters, you have a distinct advantage over debt collection agencies, banks as well as the credit bureau.
Importance of a Good Credit Score
This is entirely dependent on you. If you would like to purchase material goods that are of high quality, you need to have a good credit rating. Basically, you can slice off thousands of dollars on interest rates when your credit rating is positive.
Here are the benefits of a positive FICO rating:
>>> Buy the home of your choice and avail the lowest possible interest rates on the same.
>>> You can live in a better apartment and upgrade to a new neighborhood.
>>> You can get a job that pays you higher salary.
>>> Basically, you end up enjoying a better life.
Finer Points (Answers to FAQ) of Attorney’s Guide to Credit Repair Guide
@ You are told how you can get hold of a free report from credit agencies. There is a strategy that can literally compel creditors to remove all the bad credit listings from your current report.
@ The correct process to get your wife’s bad credit permanently deleted from your report. In fact, David has listed the names of a few banks that literally add points to your FICO score via their checking accounts.
@ A simple exercise that can add as high as 10 points to your credit score. This can be done in as less as 90 days. David also reveals a special trick that allows you to get a loan of your choice (despite having it been earlier rejected by the banks) at a 77% less interest rate.
@ You are taught to find good accounts and then add those timely payments onto your credit report. Such points are ironically never mentioned in your credit report and they can make a major difference in your credit ratings. In fact, David reveals the secret method which you can use to ensure that no bank can ever turn down your loan request.
@ In fact, settling your debt for as less as 5% of the principal amount is also taught to you. Removal of negative information on your credit report via secret methods is also taught to you.
@ David has devised a foolproof method that compels the Federal Trade Commission to look into your credit report seriously and resolve your issues at warp speed. Tricks to avoid seeing your credit score nose-dive is also taught to you via this guide.
@ The technique to have the small claims court to resolve your dispute is taught here. David also teaches you the trick to stop harassing debt collectors from stopping their calls within a time frame of 24 hours.
The Unique Three Step Credit Repair Process:
The best part of the Attorney’s Guide to Credit Repair program is that you are able to resolve your disputes without getting into any sort of hassle. Each category of loan is covered by David’s certified attorney letter. So, your task at ending bad credit is simplified to a great extent.
Step # 1 – The first and foremost step is to identify your credit issue. Thereafter, you need to select the most appropriate attorney letter present within that guide that is in sync with your credit issue.
Step # 2 – You then go right ahead and complete the shortlisted attorney letter. Basically, it has several blank spaces which you need to fill.
Step # 3 – In the last and final step, you need to simply dispatch the ready letters to the credit bureau. In a short while, you would get a positive response from them.
The Course Material and Bonus Offer included in this Course
There is a pdf version of the Attorney’s Guide to Credit Repair that contains letters with secret wordings. These wordings have the ability to ensure that you are able to compile letters of the highest quality with utmost ease.
The drafts that are present within this guide permit you to dispatch your queries to the credit bureaus in the most suitable manner. The end result is a positive response from the bureau, which in turn ensures that you add points to your FICO score.
The Bonus Offers:
Well, here they are:
The First Bonus
This is in the form of a guide that teaches you how to repair your credit report in the shortest possible time frame.
The Second Bonus
Over here, you are told about the process that allows you to create a corporate credit account. This account is separate from your normal account and it allows you to avail loans of various kinds easily.
The Third Bonus
The technique to slip out of the bank’s ChexSystem is covered under this bonus offer. The cost of this guide is $27 in the open market but it is free with Attorney’s Guide to Credit Repair eBook.
The Fourth Bonus
In this guide, you would learn the art of purchasing a brand new car at an affordable cost. You get to know hidden fee and other interest changes that can be avoided during the purchase of a vehicle. This guide costs $37.
The Fifth Bonus
This bonus offer is a guidebook that teaches you the art of availing a home without involving any sort of down payment. This is a $17 guide that contains secret tips for aspiring home buyers.
The Sixth Bonus
The sixth bonus also costs $17 and it teaches you the correct way to get to a suitable real estate agent. When you get hold of a suitable real estate agent, you would automatically save money by getting your hands onto the most suitable deal.
The Seventh Bonus
Details pertaining to the most suitable banks are provided in this bonus. This is vital for ensuring that you have a positive relationship and a healthy score. This guide is valued at $17.
The Eighth Bonus
If you are seeking the best loans and the most suitable credit cards for your personal use then, this bonus offer would certainly come to your rescue. When you know which bank and cards to use, your financial ability is increased several folds. This guide is valued at $37.
Pros and Cons of Attorney’s Guide to Credit Repair eBook
As I was writing this write-up, I came to the conclusion that I had to mention both the positive as well as negative points about this product. While I failed to pinpoint negativity, I did mention the gray areas.
The Advantages of Using Attorney’s Guide to Credit Repair:
this is what I really liked about the guide:
1) Clear and Concise
First and foremost, the content of this guide is clear and concise. You can easily understand what is being taught to you via this guide. The letters are drafted by a professional attorney and they work in your favor.
2) Adds 275 Points to Your FICO Score
This guide has the ability to add as many as 275 points to your FICO score. Using the simple yet workable strategy mentioned in this guide, you can improve your credit ratings and avail loans at lower interest rates.
3) Affordable Cost
While this eBook costs $67, you can avail a special discount and get it for $37. This in turn ensures that people in dire needs of credit repair can get professional help that is highly affordable in nature.
4) 60 Day Money Refund Guarantee
If you are dissatisfied with the product, you can seek a complete refund within 58 days from the date of placing your order.
The Disadvantages of Using Attorney’s Guide to Credit Repair:
1) Do it Yourself Strategy – There is no involvement of an attorney in his/her physical state. This in turn ensures that you need to be dedicated if you would like this eBook to work in your favor. Take some time out to browse through this guide and avail its true benefits.
2) Takes Times to Show Results – This product does not display instantaneous results. You would not only need to be patient, you also need to be persistent if you want your credit score to improve.
Does Hiring a Credit Repair Lawyer Really Fix Your Bad Credit?
There are so many ways that a bad credit can adversely affect your life that you really-really need to find a way to fix it. Let’s face it, if you have a bad credit score then, getting a home loan or a car loan is near impossible. Your insurance rates are on the higher side. Heck, even getting a flat on rent is tough as the landlord often raises his eyebrow while looking at your FICO scores.
In order to improve your credit scores, you need to make payments on time. Nonetheless, if things have been really messed up, ordinary measures may not work. This is when you need the help of a professional – a credit repair lawyer. Does a credit repair firm really wipe out all the bad credit from your report? Well, not all but almost everything.
Let’s find out:
Here is How Hiring a Credit Repair Attorney can Help You:
Let me walk you through a few
The Process is Seamless:
Regardless of how bad your credit report actually looks or appears, when you hire a credit repair attorney, your task shall be vastly minimized. You shall not have to worry about anything at all. You leave all the ‘heavy lifting’ to the credit repair service. Basically, the hassle and stress involved in repairing your credit on your own is completely dealt with here.
Professionals at Work:
A credit repair service hires attorneys that are well versed with each and every aspect that is linked with your credit report. They have the ability to find the loopholes within your report that shall enhance your fico scores considerably. They can get the job done in a jiffy. Credit repair companies can also negotiate with the credit bureaus far better than you can. So, your chances of getting a better credit score at warp speed is way higher.
No Need to Master Specialized Knowledge:
To deal with credit bureaus requires specialized knowledge. You need to be well versed with the art of tackling them head-on and showing them the mistakes that they have made while calculating your scores. So, if you are planning on tackling the credit bureaus on your own, you better get down to work.
It shall take you several hours daily, spanning months and even years, to get the better of them. The learning process (concerning credit scores) is painstaking indeed. When you begin to use the services of a credit repair firm, the hassle of extra learning is vastly minimized (even negated completely).
They Know all the Tricks in the Trade:
An attorney who deals in repairing bad credit is well versed with all the loop holes. He or she is capable of getting your bad credit removed in the shortest possible time frame. Maintaining records of your credit and dispatching postal mails to the credit bureaus that need to be responded (by the concerned authorities), is the job of a credit repair lawyer. So, your job is definitely made easier if you hire one.
Dealing with Debt Collectors becomes Easy:
If your debt is past due for several months, it is passed down to a debt collection agency. This is a third party service that is well known for harassing the debtor (which in this case is ‘you’). So, receiving their calls and dealing with them on a regular basis is a daunting task indeed.
The same goes with trying to get your point across to the credit bureaus. All this is minimized when you seek the services of an experienced credit repair lawyer. This is because now the attorney shall do all the heavy lifting for you.
You Fatten Your Bank Balance:
When you have a credit repair attorney backing your issue, you can easily hope to recover the money you just lost. In simpler words, you can save on the time that is needed to repair your bad credit. An attorney trained to repair bad credit helps you shorten the bad credit repair process.
This is when you can easily hope to pay lesser interest rates, lesser mortgage repayment rates and even get new loans at special rates (low). So, you end up saving money and fattening your existing bank balance. The more time that it takes to get your bad credit repaired, the thinner becomes your bank balance and vice versa.
Better Jobs and Better Rate of Interest on New Loans:
When a bad credit repair attorney repairs your credit report then, you tend to get new loans rather quickly. While each and every bad credit entry cannot be repaired, the ones that can be are sufficient to get the job done in your favor. You get better rates of interest on new loans. In fact, you get a better job. After all, your credit ratings determine whether you shall bag a high paying or a low paying job.
What are the Possible Risks Involved in Hiring a Bad Credit Repair Attorney?
Like any other issue, hiring a credit repair company too can have its share of bad luck. Well, I would not term these as ‘bad luck’ but just like a coin has two sides to it, there are disadvantages affixed to hiring a credit repair lawyer as well. Let me walk you through a few of these in brief:
You Need to Pay-Up:
The cost of hiring a credit repair attorney in the United States of America depends entirely on the firm you hire. Some lawyers take an hourly fee whereas most settle for a monthly fee. The average monthly fee for getting your bad credit repaired is $100. You need to keep paying the credit repair firm this amount until your bad credit has been fixed. This may take a month, a few months or even a year (sometimes even more). So, this adds up to your monthly expenditure.
Not All Bad Entries Shall be Wiped Clean:
No matter how good your credit repair lawyer is, he or she simply cannot wipe your bad credit report clean. So, there may be a few entries left (as they earlier were) when your repaired credit report is dispatched for your approval. Do not be disappointed. For example, the unpaid status of your student loan may remain as it is in your revised credit report.
Upfront Payment May be a Hassle:
As per Fair Trade Practices Act, you need not to make any payment to a credit repair service before they actually fix your bad credit. Simply put, there is no need to make an advance payment to a credit repair company. Even a bad credit repair attorney need not to be paid upfront. Only after an official agreement has been signed between both the parties should any amount be paid to the lawyer or company.
It Can be a Rip-Off:
I am not implying that a credit repair service is a rip-off but online frauds in this field have been known to happen. In fact, they happen way too often. If such a credit repair company approaches you with a claim to resolve all your credit related issues then, you need to think twice before hiring them. You need to avoid such services if they ask you for an advance payment.
Disputing with One Credit Bureau is Sufficient:
Suppose you have an issue with an entry in your credit report that you feel is incorrect then, you may report the same to just a single credit bureau. This is sufficient to get the job done for you. For example, you report the incorrect entry to TransUnion. This entry shall then be reported by TransUnion to EquiFax and Experian as well. If it is fixed by TransUnion, the same shall be done by the other two. I guess, you can do this yourself and save the time and money spent on hiring a credit repair attorney.
What do I Think?
David Shaprio Esq, the author of this course, has categorically stated that he uses secretive legal wordings in his letters, which compel the credit bureaus to sit up and take notice of your pleas. This is legal language that requires knowledge – which normal people lack.
So, the Attorney’s Guide to Credit Repair eBook is definitely worth trying out especially if you are struggling to improve a low credit score.