Surviving the Final Bubble Review discusses the third major financial bubble that would completely destroy the American economy.
This is the biggest financial debacle that shall put the .com bubble as well as the housing bubble to shame. Compared to the current economic bubble, both the housing bubble as well as the .com bubble seems like a “walk in the park”.
When you compare this with ISIS terror attacks, then the present economic bubble is far more dangerous and catastrophic. It has the capability to envelop the entire world (not only America) and there is no way anyone can escape its clutches.
America’s rich and famous are already taking precautionary measures to safeguard their families and they are spending hundreds of thousands of dollars for the same. Ironically, the biggest financial bubble of the century was revealed by none other than the current presidential candidate Donald Trump.
Donald Trump (on December 15th, 2015) revealed in one of his presidential election speech that the third economic bubble was all set to burst right before the election. This is the biggest bubble that would be far greater than both the .com or the housing bubble that crippled America’s economy. This economic bubble would be far greater than the first two.
Surviving the Final Bubble Review
Name of the Product: Surviving the Final Bubble
Name of the Creator: Charles Hayek
Type of Product: eBook
Nature of Use: Helps You Tide Over Financial Crisis
Price of the Product: $37
Money Back Guaranty: Yes for 60 Days
User Feedback: Positive
LeanAndFit Reviewer Feedback: Positive
The Third and Final Economic Meltdown
Surviving the Final Bubble review throws light in the final economic meltdown that shall impact the length as well as the breadth of United States. If you thought that terror attacks, natural disasters and other disaster related events were the only dangers around, you need to first understand the catastrophic consequences linked to a fiscal meltdown.
While there have been several financial crisis that have plagued our society for generations, none has been more disastrous than the .com bubble and the housing bubble. The current expected financial bubble is simply catastrophic in nature and it has the ability to crush the finances of the citizens of the United States. It would start with rapid deterioration before the entire American financial system collapses like a deck of cards.
The third and final economic bubble is the Derivatives Market. Over 552.9 Trillion dollars are at stake. This is undoubtedly the world’s most dangerous and vicious betting system (worse that than worst casino known to mankind).
Who is Charles Hayek?
Charles is a retired economics professor. He has extensively studied the cycles of economic boom and bust. He is also majored in macro biology and studied global economy in a detailed manner.
Weird Economic Cycle Lined to the US Elections
In the past 20 years, Charles detected a weird economic pattern that is directly linked to the United States election.
Here are two major examples of this trend –
1) The Dot Com Bubble & the Clinton Administration
The very first example is the .com bubble. It was in the year 1999 when the internet companies were showcased by the US government as an asset that could never decline in value. Hundreds of millions invested in these internet companies to become rich in a short time span.
The stock market soared as people invested their life savings on internet companies hoping to sell the shares three times its original value. Alan Greenspan, the Chairman of Federal Reserve also stated that the boom of .com companies would never bust.
The Federal government was so sure of the .com companies that they started to raise the interest on these investments. This rate of interest was the highest since 1995.
Ironically, during the holiday season of 1999, the profit margins of .com companies fell drastically. Also, the average American population bought less consumer goods as compared to its previous year. Elections were near and the stock market started to collapse.
On 12th April, 2000, NASDAQ lost 60% of its value, dropping by 386 points. This in turn implied that American’s had lost 7 trillion dollars of their wealth in a single day.
Clinton administration that came to power because of the .com bubble was shunned by the American public. Now, they turned to the Bush administration to bail them out of this messy situation.
So, why did this happen?
@ First, an asset is created and promoted by the government (in this case the asset was the stocks of the .com companies).
@ Secondly, people get lured into this trap and they invest their life savings hoping to get rich quickly.
@ Third, when people continue to invest their money, the bubble grows bigger. People think it would never burst.
@ Media and the government, economic experts, hype this bubble thereby making it invincible.
@ Fourthly, the economy suddenly slows down. Immediately, the FED’s raise the interest rates.
@ Lastly, the bubble burst very close to the next US election, thereby helping in the creation of a new government.
Conclusions from the .com Bubble Theory –
@ FED offers low interest rate on an asset. This helps in the creation of a bubble.
@ Financial experts further fuel this bubble claiming that it is a risk-free investment and that this asset shall never stop growing.
@ Just before the next Presidential elections the FED raises the interest rate on that investment.
@ The economy slows as consumption of goods decreases drastically.
@ This leads to the bubble bursting and a new president is elected.
@ Surviving the Final Bubble Review considers the .com bubble to be a major economy game changer.
2) The Housing Bubble & the Bush Administration
The second big bubble was the housing bubble. It was during the year 2009 when the Bush administration had cut interest rates on home loans from 6% to 1%. These low interest rates prompted people to start buying houses, as paying off mortgages was way cheaper and easier.
Americans could now become rich by simply owning a house. The prices of the property kept rising. After a while, the government allowed people with no income proof or those without the capacity to pay for a down payment of a house, to qualify for a loan.
Banks were happy to give loans to such people, as in the wake of defaulted payments, they could simply take possession of the house (which the banks considered to be an asset). Loans to low income group people in America were termed as sub-prime mortgages.
Interestingly, banks in America sold these sub-prime mortgages to other banks, hedge funds, pension funds and even souvenir funds. Profits started pouring in from mortgage payments and this high income generation scheme was termed as COD (Collateralized Debt Obligation). Could anyone ever think of a mass mortgage payment default? I guess not!
COD became a betting object and banks (regardless of their size and net worth) started the big gamble. CODs sold like hell and nobody ever doubted them. This lead to the creation of the Housing Bubble.
In 2007, the interest rate on housing loans went up to 5.25%, which forced several subprime lenders to stop making their monthly payments. So, more and more houses went up for sale owing to foreclosure and the prices of houses dropped drastically. Americans stopped buying goods as they had no money.
The value of CODs dropped and no one wanted to buy them. Process of houses dropped as well. In November, 2008, American household wealth was robbed of 14 trillion dollars (a quarter of its total wealth). The housing bubble burst two months before the 44th presidential election.
Conclusions from the Housing Bubble Theory –
@ Low interest rates on housing loans prompted many low income buyers to opt for it. This lead to the creation of sub-prime mortgages and COD’s. Banks were gambling and Americans were thinking they had a growing asset in their kitty.
@ FEDs and financial experts predicted that the housing market would continue to rise. Media supported this cause.
@ In 2007, consumers stop buying goods like they used to. Economy slows down. You need a survival guide to bail you through this mess.
@ The government increases the interest rates.
@ It is just 2 months for the 44th US electronic for the president and just then the housing bubble bursts. The economy collapses.
Somehow, both these economic bubbles burst a few days before the US presidential elections.
The Current Financial Bubble
From 2010 till early 2015, the interest rate has been slightly above 0% and less than 1% but since December 2015, this rate has started to increase. In fact, the Bloomberry Commodity Index was at its lowest in the past 16 years. The oil prices have also dipped. In my (LeanAndFit reviewer) opinion This is a clear indication of a forthcoming economic meltdown.
The US imports have reduced by 6.6% and the exports have reduced by 10.4%. The price of copper has fallen to $2. In the year 2008, the price of copper was the same and this also initiated the housing bubble to burst.
In fact, the year 2015 was the slowest shopping year in the United States after the year 2008. Ironically, world financial leaders such as Wells Fargo CEO, Michael Bloomberg and the CEO of Goldman Sacks claim that the economy has been fixed and that the growth rate of America is 3%.
In the year 2016 and 2017, it has been predicted that the American banks and related financial institutions shall fail. This in turn implies that the pensions, bank deposits, retirement funds etc in America would be wiped out as the banking sector shall collapse.
America’s 552.9 Trillion Dollar Derivative Bubble
Surviving the Final Bubble review has tried to explain this important term:
According the Bank of International Settlements, the derivatives contract market stands at 552.9 trillion dollars. Ironically, the American debt stands at 19 trillion dollars whereas the economic value of America’s assets is worth 78 trillion dollars annually.
Ironically the derivative contracts bubble is 7 times the size of the world’s economy. This has been confirmed by the US Department of Treasury (Comptroller of Currency Independent Bureau).
The top 5 American banks have bet 247 trillion dollars on derivatives. These include 53 trillion dollars by Citygroup, 51 trillion dollars by JP Morgan Chase, 51 trillion dollars by Goldman Sachs, 45 trillion dollars by Bank of America and 31 trillion dollars by Morgan Stanley.
The sheer size of the derivative bubble puts both the .com and the housing bubble to shame.
What is a Derivative?
In simple terms, it is a bet placed on a commodity, stocks, interest rates, mortgages etc. You can bet on gold, silver, iron, steel and even nations. So, everything has a bet attached to it. People who bet on these items are ready to bet trillions of dollars on the future price of that commodity.
In the year 2008, the derivatives were on mortgage interest rates and loans. Also termed as CODs, the total value of these bets did not exceed 500 billion dollars. This amount is less yet it brought about a financial meltdown.
Ironically, the 247 trillion dollars that have been placed as derivative bets by the US banks is 19 times higher than the nation’s annual debt. America simply cannot bail out its banks like it did in the year 2008, if the derivatives bubble crashes.
Greece is a classic example. In 2015, its banks closed down and you could withdraw your money only using ATM’s. The daily withdrawal limit was set at $63. The result – employment rate fell by 27%, 17% of all Greek citizens cannot afford to pay for their daily food and 30% live below the poverty line.
If this happens in the US, millions of people shall be condemned to live below the poverty line. Food, water, shelter, money, medication shall become impossible to afford. Robbery would start and people would start committing suicide as the unemployment rate would increase.
So, how can I predict that the economy would collapse again?
@ Firstly, the interest rate has started rising.
@ Secondly, the American economy is slowing down.
@ Thirdly, election for the President is round the corner.
@ Lastly, financial experts as well as the FEDs are saying that everything is under control.
@ If the derivative bubble collapses, it would be a global economic meltdown.
How Would Surviving the Final Bubble PDF Save You?
Here are a few tips:
The financial support –
1) You would be told about the 3 assets you should never disclose to the government. You shall be told what kind of investment to withhold from the government. These investments shall ensure the safety of your house and your family members during a financial crisis.
2) Collect silver as during an economic meltdown, the prices of silver tend to skyrocket. You can even keep silver coins safe without disclosing this to the government. You can even buy essential goods or services using these coins during an emergency crisis.
3) The # 1 asset to purchase during a financial emergency that has the capability to save you from all problems.
The Non Financial Support –
1) You shall be taught how to sustain food and essential supply stores without letting anyone know of their existence. Learning from example of Greece, you shall also be told how to save food, water and medicines during a financial crisis.
2) Surviving the Final Bubble by Charles Hayek and Mark Baker shall teach you the 12 vital survival skills that you shall require during a financial collapse.
3) You shall be taught how to safeguard your weakest links, which include women, children, the elderly and the medically sick.
4) This survival guide shall teach you how to develop strong ties with the community. In fact, you shall also be provided with leadership skills that shall help you lead a society towards economic well-being.
The Cons of this Digital Guide
1) The Derivative Bubble crash is just a speculation that is backed by a theory determined by the author of this survival guide. He is not 100% sure that this would happen.
2) Only a digital format of this guide is available. If you are seeking a hard copy, then you cannot have it.
The 2 Free Bonus Offers
Bonus # 1 – The first bonus is a guide titled, “Survival Mindset”. This digital guide helps you overcome your emotional stress during the wake of an economic crisis. Many people tend to commit suicide when their world collapses. This guide helps you strengthen your emotional quotient and prepares you to deal with the worst with a positive mindset.
Bonus # 2 – The second bonus is another guide titled, Secrets to Sanitization after SHTF”. This guide teaches you how to dispose off your garbage. You are also taught how to use limited hygiene supplies in the most efficient manner. During an emergency crisis, you need to prioritize your hygiene requirements – this guide teaches you just that.
How can a Common Man Survive a Recession in the United States?
An economic recession is taking a toll in the lives of millions of residents in the United States. While the government does what it can to mellow down the shock-waves of a recession, it can only do so much. The rest unfortunately falls on your shoulders. Well, here are a few tips that you can use to lead a profitable life by sustaining your family and even make money during recession.
Keep Your Feet Within the Confines of Your Carpet:
Make an estimate of your monthly income. Once you have the actual figure in your hands, deduct the expenses that you make on a monthly basis. You would now have the final figure. This is your saving. In case you do not have a single penny in terms of savings, cut down unnecessary monthly expenses. Make sure that you survive only on your available budget. Your monthly expenditure should never exceed your monthly income.
Keep a Piggy Bank in Place:
You need to maintain a savings account. This in turn implies that you need to save money on a regular basis. So, what you need to do is maintain a saving account that you should never touch. Each month, contribute a small percentage of your monthly earning into that account. Doing so shall enable you to save money for the rainy days.
Having Two Jobs is Not a Bad Idea at All:
While it is great to have a 9:00 Am to 5:00 PM job, having an additional income source does no harm at all. So, you may like to start an online business or opt for another part time job that enables you to earn a few extra bucks. When you have additional funds in place, recession does not affect your regular lifestyle adversely.
Invest in Real Estate:
I am assuming that you have some extra cash to spare. If you do, avoid buying expensive cars, perfumes, shoes, clothes, bags etc. Instead, live frugally. The extra funds that are thus saved need to be invested wisely. An ideal investment which almost always appreciates in value is real estate. Conduct in-depth research and invest in buying properties. Over the course of a few years, your properties shall start to yield returns.
Invest in Gold:
Gold has always been considered an appreciating asset. If you have money to spare (which a working man or woman usually has, if you avoid unnecessary expenses), try and buy gold. This can be in the form of bars or jewelry. Even if the appreciation is less as compared to your estimated calculations, your investment shall never be in losses.
Learn to Accept Losses as a Part of Life:
Sometimes, despite you investing wisely and spending carefully, losses are inevitable. Recession does force assets and stock markets to crash from time to time. So, be prepared for losses. These are a part and parcel of a normal everyday lifestyle. Despite your assets going in losses, your investments during the recession shall save you from complete economic doom.
Repay Your Debts on Time:
It is wise to make payments for your debts in a timely manner. Mortgage and loan repayments matter a lot in the longer run. Your credit ratings are affected directly by the manner in which you repay your loans. So, be sure to pay your credit card bills in a timely manner. When your credit ratings are high, your chances of securing a loan in the most dire financial crisis are high.
How does Recession Affect a Common Man in the United States of America?
When the growth domestic product falls below a certain threshold during a quarter and inflation increased beyond a particular threshold (as established by the government), the economy is stated to be in recession. So, whenever such an unfortunate incident happens, the earnings reduce and expenditure rises.
So, how does it adversely affects the common man? Let me walk you through the most basic side-effect:
@ Recession in the United States is adversely affecting the livelihoods of millions of people. Almost 17 million individuals lost their jobs in USA during the Covid19 Pandemic.
@ Work from home became a norm yet, close to 9.7 million individuals lost their job as their employers shut shop. This lead to a closure of work from home concept.
@ Those men and women that retained their jobs received pay cuts. So, their salaries were shaved-off considerably. This forced many of such individuals to reduce their expenditure considerably. The quality of life therefore deteriorated considerably.
@ Return on investment also reduced dramatically. Loans could not be easily procured and repaying past debts became an almost impossible task for most people. This reduced personal savings considerably.
@ People working in the food and hospitality industry suffered the most. Those that worked in the telecom sector however managed to safeguard their jobs as they continued working from home.
This survival guide teaches you to overcome a financial crisis that has an unprecedented size. The predicted financial meltdown, if the Derivative market crashes, would simply cripple the world economy. Hence, paying a meager $37 to prepare for the worst financial scenario of all times is money well spent.
It is also good to know that this guide is backed by a 60 days full money back guarantee. It means that if you dislike its contents, simply return it and ask for a complete refund.