Amazing Credit Score Secrets Review – Is Maria Forte’s Guide Useful for You?

Welcome to our Amazing Credit Score Secrets Review!

If you’re looking to boost your credit score and unlock financial opportunities, you’ve come to the right place. Navigating the world of credit scores can feel like trying to crack a secret code.

Luckily, this guide promises to demystify the process and provide you with actionable steps to improve your credit score.

Have you ever wondered why your credit score seems stuck despite your best efforts? Or maybe you’re just starting out and want to build a solid financial foundation.

Either way, this review will highlight the key takeaways from Amazing Credit Score Secrets, a comprehensive guide designed to help you understand and optimize your credit score.

Credit scores play a crucial role in many aspects of our financial lives, from securing loans and mortgages to getting the best interest rates on credit cards.

By implementing the strategies in this guide, you’ll be equipped with the knowledge to make informed decisions that positively impact your financial health.

So, grab a cup of coffee, sit back, and let’s dive into how you can take control of your credit score and set yourself up for financial success with Amazing Credit Score Secrets!

Amazing Credit Score Secrets Review

Maria is the author of this digital guide. She has had ample experience with the financial market. In fact, Maria has been actively involved with the financial industry for the past 20 years. During these years, she learnt the inside secrets pertaining to the credit industry.

Most of these secrets were shocking and definitely working against the average tax payer. In order to safeguard the rights of debtors and the honest taxpayer, Maria decided to compile a digital guide titled, “Amazing Credit Score Secrets” and make people aware of how to slip out of the deadly clutches of the credit industry.

Bad credit can have a severe impact on your life. You may not be able to get a loan for something as important as an emergency medical treatment. Even if you do manage to get a loan approved, the interest rate charged for the same would be very high (almost impossible for you to pay off).

Maria has ways and means of ensuring that you are able to break free of this vicious credit trap. If you follow her methods, you can easily hope to escape even the most ‘impossible-like’ situations.

Why do You Need Amazing Credit Score Secrets eBook?

It is almost every human being’s desire to have a credit score that tends to be on the higher side. Nonetheless, most of us are never really able to get there. Because of a poor credit rating, getting loans at an affordable rate becomes difficult. Even premium rates are on the higher side. Basically, your expenses are only increased.

You need an amazing credit score if you –

>>> want to purchase a home of your dreams. When you have a good credit rating, you can get a mortgage easily and at highly affordable interest rates,

>>> wish to get a loan approved for starting a business venture. If your credit score is high, you can easily hope to get a business loan of a high value at a low interest rate and vice versa,

>>> want to avail a few credit cards for carrying forward your daily purchases,

>>> aspire to avail a car loan to drive away a car that you always desired but could not afford,

>>> wish to have bailiffs to be completely exterminated from your life,

>>> want that your home should be re-financed without you having to run around the offices of your mortgage company and answering all the silly questions that they throw at you,

>>> do not want anyone to repossess your assets without your consent,

 And much more!

The Good Credit Score in the United Kingdom:

In the United Kingdom, if your credit score is above the 920 points mark, it is considered to be good. When you have this score, the lender is placed at a minimal risk. You can apply for any loan type and get an instant approval, without worrying about extensive and elaborate paperwork.

Nonetheless, despite you trying very hard to improve your credit score, the credit card companies never once hesitate in dirtying your credit ratings. They include those products that need not be included in your credit report. The irony is, you do not even know about their existence.

If you were to even take a look at your credit report, in the United States, that would cost you $1000. This is from just a single credit union and there are three credit unions in the United States alone. If my math is correct, such a deal shall set you back by a whopping $3000- all this unnecessary expenditure for 3 credit reports.

Can You Apply Breaks on Your Bad Credit?

Of course you can! All you need to do is follow the correct strategy to remove all items that are erroneously included in your credit report and watch your score rise. Nonetheless, it is easier said than done.

The eBook, Amazing Credit Score Secrets Revealed, talks about the workable methods that allow you to improve your credit rating without spending a dime in return. The foolproof strategies for achieving your goal are completely safe and easy to follow.

The invaluable credit repair methods compiled in Maria’s eBook allow you to clean up your credit ratings in a jiffy. This guidebook takes help from the 1974 Consumer Credit Act to ensure that you get the best possible aid in cleaning up the mess present within your credit report.

Myths Busted on Credit Repair:

@ The first myth that people with poor credit have is that their bad credit days would end only with time. This is not at all true. Credit score can be improved in a matter of a few days.

@ The second myth is that the negative balance present within your credit score is irreparable in nature. This is absolutely absurd. Negative credit can be repaired and it is possible for you to do this on your own accord.

@ The third myth is that entries such as late payments or bankruptcies are non-removable items from the credit listings. This is not at all true. Maria categorically states that if a particular entry on the credit report cannot be validated, it can be removed.

@ The last and final myth is pertaining to the blacklisting of an individual. Please note that a person with a low credit rating cannot be blacklisted under any circumstances.

How to Save Thousands of Pounds by Correcting Your Credit Score?

If you research carefully, you would realize that a vast majority of the population in the United Kingdom has a credit rating of below the 720 mark. A rough estimate would be that the score is somewhere close to 677.

If you can bump your score to 720, you would end up saving four hundred and thirty pounds monthly, which in turn amounts to over five thousand pounds on an annual basis. All you need to do is clean up the mess!

Highlights of the Amazing Credit Score Secrets PDF

While penning down this review, I made it a point to order this product and see for myself what it had to offer to me. Here is what captured my attention:

>>> I pinpointed the ten biggest reasons why I (LeanAndFit reviewer) managed to lose out on my credit score. Thereafter, I learnt ways and means of avoiding these errors and ensure that I never fell in that trap again.

>>> There were several sample letters that were pre-drafted and ready to be dispatched to credit agencies. I simply made use of the format mentioned in the eBook and got my message across to the concerned authorities.

>>> I learnt the secret method of removing negative items and including only those items that added credibility to my credit ratings. This actually helped push my score high.

>>> I realized that I needed to get my hands onto the top 5 forms including the N244 Notice form if I wanted the credit agencies to hear my plea.

>>> The Amazing Credit Score Secrets PDF contained several lessons on how I could save thousands of pounds on interest charges.

>>> This guide also taught me the technique of getting hold of a credit report that was non-chargeable in nature. In simpler words, it was absolutely free of any cost.

2 Bonus Offers:

Apart from the main guide titled, ‘Amazing Credit Score Secrets’, I also got to keep two bonus offers.

Bonus # 1 – The first bonus is an eBook that helps in telling you how to accomplish your life goals. The book is called, ‘Turn Your Goals into Reality’ and it is written by David Salmon. It is valued at over 10 pounds.

Bonus # 2 – The second bonus is termed ‘Creating New Beliefs’. As the title itself suggests, this eBook is all about helping you establish goals and believing in yourself that you can accomplish them.

Benefits of Reading Amazing Credit Score Secrets PDF

 A quick look at the brownie points of this guide:

1) Easy Strategies and Simple to Follow 

Maria has mentioned simple strategies to correct a bad credit score. They are easy to comprehend and even easier to execute in practical scenario.

2) Meant for the Everyday Joe 

This guide is meant for a normal citizen who is not at all well versed with how credit unions function. Hence, ordinary guys are able to understand the flaws in their credit and improve their ratings without hiring the services of an expensive credit repair attorney.

3) Money Back Guarantee 

This digital product is backed by a 60 day money back guarantee. For a period of two months from the date of purchase, you are completely covered and kept free from any sort of monetary risk. Return the eBook in case you dislike it and get your money back.

4) Savings in Thousands of Pounds

When you apply the credit repair strategies mentioned in this guide in real life, you realize that you actually end up saving thousands of pounds in the act.

5) Avail Loans at Low Interest Rates 

When your credit score is high, you automatically qualify for availing loans of various kinds. Even the interest rates that you get are better than what most other people get.

Are there any Drawbacks of this eBook?

The only drawback that I feel that this guide suffers from is its make- it is a digital product. Simply put, it is not fit for those that need a classroom lecture to resolve their credit related queries. Apart from that, all is good!

What are the Top Five Factors that Determine Your Final Credit Score in USA?

The Fair Issac Corporation is detrimental in coining your credit scores. Your credit score has a major role to play in your future credit dealings. Here is a quick look at how this score is calculated in the United States (and in most other countries). I shall be discussing the FICO scoring on a scale of 1 to 100 to make things easier to understand:

First 35 Points Out of 100 Points:

@ The first 35 points are based on how and when you make payments for your dues.

@ It takes into account the number of times you have made your payment on time.

@ In case you make a payment of your dues after the designated pay date then, what is the period of delay (in days).

@ If you are late in making payments to a few accounts then, how many accounts are you behind on.

@ Total number of accounts that you have been making late payments on that have now become current.

@ In case you have missed paying an amount post the 30 day period then, it negatively affects you credit rating.

@ Missing payments on due dates shall also reduce your credit rating.

@ In case you make payments on time then, your credit score shall increase.

Next 30 Points Out of 100 Points:

@ After the first slab that eats up 35 percentile of the FICO score, the next one consumes 30 percentile.

@ This section talks abut your total dues. These are amounts that you own to various creditors.

@ The nature of past due accounts are taken into consideration here. The total amount that you owe to each of these institutions is also taken into account in this scoring pattern.

@ Your available credit as well as the total amount owed over your credit limit is taken into consideration.

@ If you begin to pay off your old loans on time then, your credit score shall rise.

@ If you have taken a new loan but have not been able to pay the monthly dues on time then, your FICO score shall dip. If you do the same with an old loan then, the impact shall be far greater.

The Next 15 Points Out of 100 Points:

@ The next 15 percentile is comprised of your credit payment and non-payment history.

@ If your credit history of making timely payments is higher than non-payments then, your FICO score shall be high (and vice versa).

@ If you want you FICO score to increase then, try and pay off all your dues before taking a new loan.

@ Maintain old accounts rather than closing them to maintain a positive credit history.

The Next 10 Points Out of 100 Points:

@ The next 10 percentile is determined by the type of accounts you possess.

@ If you have just one type of account (such as a home loan) then, your credit score may be negatively impacted.

@ In case you have several diverse credit accounts (home, car, medical, business etc.) then, your credit score shall improve.

Last 10 Points out of 100 Points:

@ The last and final scoring is determined by your recent credit activity.

@ It is the last 10 percentile that determines whether you are a credible borrower or not.

@ In case you have opened several accounts recently then, your FICO score may reduce.

@ If your credit history is positive then, despite opening several accounts in a relatively short time period, your credit score may increase.

Final Words on Maria’s Credit Repair Wonder:

In conclusion, “Amazing Credit Score Secrets” is an invaluable resource for anyone looking to improve their credit score and secure a brighter financial future.

This guide isn’t just about quick fixes; it provides a comprehensive, step-by-step approach grounded in sound financial principles and backed by scientific evidence.

For instance, a study published in the “Journal of Consumer Research” highlights that understanding credit score mechanics significantly improves financial behaviors and outcomes.

>>> Click Here to Learn the Fastest Way to Repair Your Credit Scores on Your Own <<<

References:

• https://www.nytimes.com/2023/06/07/magazine/bad-credit-repair.html